Effective Date: September 1st 2024

KenInsure, is committed to protecting your privacy and safeguarding the personal information you share with us. This Privacy Policy outlines how we collect, use, disclose, and manage your personal information when you interact with our website, services, and products.

1. Information We Collect

We collect personal information that you voluntarily provide to us when using our services, such as:

• Personal Identification Information: (e.g., name, address, email, phone number)
• Financial Information: (e.g., credit card details, banking information)
• Insurance Information: (e.g., policy details, claims history)
• Usage Data: (e.g., browsing history, IP address, device information)

We may also collect information from third-party sources, including partners or publicly accessible databases, to verify and complete the information you provide.

2. How We Use Your Information

KenInsure uses the information we collect for the following purposes:

• To provide, manage, and improve our insurance products and services
• To process payments, claims, and other transactions
• To communicate with you, including sending policy updates, renewal reminders, and customer service responses
• To improve our website and user experience through analytics
• To comply with legal and regulatory requirements

We will never sell your personal information to third parties.

3. How We Share Your Information

We may share your information in the following circumstances:

• With Service Providers: We share information with trusted third parties to perform functions on our behalf, such as payment processing, hosting, data analysis, and customer service.
• With Business Partners: In certain cases, we may share information with business partners to provide additional services, such as policy underwriters and claims processors.
• For Legal Purposes: We may disclose information when required by law, such as in response to a court order, subpoena, or government investigation.

4. Cookies and Tracking Technologies

KenInsure uses cookies and similar technologies to track your interaction with our website. Cookies allow us to improve your experience by remembering your preferences and providing personalized content. You can choose to disable cookies through your browser settings, but doing so may affect your user experience.

5. Data Security

We implement a variety of security measures to maintain the safety of your personal information. These include:

• Encryption of sensitive data
• Access controls and authentication procedures
• Regular security audits and monitoring

While we strive to protect your personal information, no method of data transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy unless a longer retention period is required or permitted by law. Once your information is no longer needed, we will securely dispose of it.

7. Your Privacy Rights

Depending on your location, you may have the following rights concerning your personal information:

• Access: You have the right to request a copy of the personal information we hold about you.
• Correction: You may request that we correct any inaccurate or incomplete information.
• Deletion: You may request that we delete your personal information under certain circumstances.
• Data Portability: You have the right to request your personal information in a machine-readable format.
• Opt-Out: You may choose to opt-out of marketing communications at any time by following the unsubscribe instructions in our emails or contacting us directly.

8. Third-Party Links

Our website may contain links to other websites. KenInsure is not responsible for the privacy practices or the content of third-party websites. We encourage you to review the privacy policies of these external sites before providing any personal information.

9. Changes to This Privacy Policy

KenInsure reserves the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on this page, with an updated date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

10. Contact Us

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at:

info@keninsure.ca